
Steps to Apply:
1
Quick Application:
Complete our simple online form and receive swift approvals.
2
Explore Choices:
Compare various options to find the ideal solution for your needs.
3
Personalize Your Terms:
​Choose the options that best suit your business objectives.
4
Get Funding:
Access funds within a few business days for most programs.
Get the Best Small Business Loan to Advance Your Employee Retention Tax Credit
At Merchant Pro Funding, we offer small business loans to advance your Employee Retention Tax Credit, providing quick funding and flexible terms to keep your business thriving.
Tailored Business Loans for Advancing Your Employee Retention Tax Credit
Did you know your business could be eligible for up to $26,000 per employee through the Employee Retention Tax Credit (ERTC)? At Merchant Pro Funding, we help businesses unlock this powerful tax credit and offer advance funding so you don't have to wait for your refund.
In this guide, we will answer the following questions and more:

What Is the Employee Retention Tax Credit?
The ERTC is a refundable payroll tax credit designed to reward businesses that retained employees during the COVID-19 pandemic. Eligible businesses can claim up to $26,000 per employee for wages paid in 2020 and 2021.
Free Eligibility Check: Our experts will review your payroll records to determine your ERTC eligibility.
Submit Your Claim: We'll guide you through the filing process to ensure you claim the maximum amount.
Get an Advance: MPF provides an advance on your expected ERTC refund, so you can access funds immediately.
Receive Your Refund: Once your refund is processed by the IRS, we'll deduct the advance and remit the balance to you.
How Our ERTC Advance Works
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Immediate Cash Flow: No need to wait months for the IRS to process your refund.
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Hassle-Free Process: We handle the heavy lifting, from eligibility review to claim submission.
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Maximized Credit: Our team ensures you claim the highest amount possible.
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No Repayment Stress: The advance is repaid directly from your ERTC refund.
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Dedicated Support: Work with experienced tax credit professionals every step of the way.
Why Choose MPF for Your
ERTC Advance?
Who Is Eligible for the ERTC?
Your business may qualify if it:
Experienced a partial or full shutdown due to COVID-19 government orders Had a significant decline in gross receipts compared to 2019 Paid wages during the qualifying period.
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Even if you've received a Paycheck Protection Program (PPP) loan, you may still be eligible for the ERTC.
How Much Could You Receive?
2020: Up to $5,000 per employee
2021: Up to $7,000 per employee per quarter (Q1 - Q3)